Bankruptcy can be conceived of as the financial death and rebirth of the debtor.  Are you ready to be reborn?

You could be overwhelmed with consumer debt, being hounded by creditors, or facing an imminent foreclosure on your home; there are a million and one ways in which an oppressive debt portfolio can negatively impact your life.  If you find yourself struggling to afford your daily needs, or wondering how you could possibly save your home, bankruptcy might be a solution for you.

Should you file bankruptcy?  If so, what kind?

At the Law Offices of Christopher H. Thogmartin, we offer representation in Chapter 7 and Chapter 13 Bankruptcy cases.  With either Chapter, you can:
  • Stop creditor harassment
  • Delay or even prevent foreclosure
  • Hold or eliminate wage garnishments
  • Extinguish debt

We understand that the idea of filing bankruptcy can be intimidating--and that's fine--it should be: it is a significant decision that will have a great impact upon your life.  As your attorneys, we will meet with and assist you in making this decision, by going over your options with you, and advising you on what alternatives, if any, may be appropriate for your circumstances.

Which Chapter is right for you?  Click on the links below for a more in-depth look at your bankruptcy options.

Chapter 7

Chapter 13

Chapter 7 Bankruptcy F.A.Q.

Chapter 13 Bankruptcy F.A.Q.